Interest free credit cards.
One of the cheapest ways to borrow money is with an interest free credit card.
If you are looking for a credit card with an interest free (0% interest) introductory period, you should try the Halifax One card. Terms and conditions vary but this card has been offering up to a year’s interest free period, with 0% on balance transfers (subject to a 3% transfer charge). The Halifax credit card is definitely worth considering, especially if you are able to pay off the full amount before the end of the period. You should make sure though that you pay the minimum payment each month or you may lose the interest free deal and be put on the standard rate of interest.
Do check credit card application terms & conditions very carefully as they are subject to change